Frequently Asked Questions

 

Who is eligible for Medicare?

  • People who are 65 or older

  • Certain younger people with disabilities

  • People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)

  • Do you offer every plan? We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.



What are the parts of Medicare?

  • Medicare Part A (Hospital Insurance)
    Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.

  • Medicare Part B (Medical Insurance)
    Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.

  • Medicare Part C (Medicare Advantage Program)
    ”Bundled plans including Part A, Part B, and usually Part D. There can be extra benefits that Original Medicare doesn’t cover and different out-of-pocket costs.

  • Medicare Part D (prescription drug coverage)
    Helps cover the cost of prescription drugs (including many recommended shots or vaccines).



How do I sign up?

Sometimes you will be automatically enrolled in Medicare. If you are not then you will have to sign up. Some people get Medicare Part A and Part B automatically, and other people need to sign up through Social Security. You can do this online or you can contact Social Security and they will review your records to see if you qualify.

At CCL Insurance Solutions we can talk through this with you as well. Please fill out and sign the pre-meeting form, so that we can both ensure understanding of what will be discussed as it pertains to your Medicare options. Signing this form does NOT obligate you to enroll in a plan, affect your current or future Medicare enrollment status, or enroll you in a Medicare plan. All meetings with CCL insurance Solutions are complimentary.

 
 


Any other questions?

Sometimes, sifting through the available information can be overwhelming. That’s why we’re here to help- always free of cost. We’ll always answer any and all questions that may arise.

The information above is listed on the Official U.S. Government Site for Medicare, you can go there to find more information or, give us a call at (952) 207-2178.